Housing markets continue to cool even as homeowners and renters face higher costs.On the for-saleside,home sales and construction levels are declining,as is the pace of home price appreciation,whilerental markets are experiencing sharply reduced rent growth and rising vacancy rates.Nevertheless,home prices and rents remain elevated from pre-pandemic levels.Millions of households are now pricedout of homeownership,grappling with housing cost burdens,or lacking shelter altogether,including adisproportionate share of people of color,increasing the need for policies to address the national housingshortfall at the root of the affordability crisis.Likewise,there is growing urgency for public and privateinvestment to address longstanding disinvestment in underserved communities of color,adapt thehousing stock to increasing risks ofclimate change,and expand options for olderadults to age safely intheir communities.
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